/* ============================================================
   騰富金融 — 前台樣式
   配色取自版面設計稿：主橘 #F39800 / LINE 綠 #06C755 / 米白 #FFFCF2
   ============================================================ */
:root{
  --orange:#F39800;
  --orange-d:#E8820A;
  --orange-l:#FBB040;
  --cream:#FFFCF2;
  --cream-2:#FFF6DD;
  --yellow:#FCE9B8;
  --line:#06C755;
  --line-d:#05a948;
  --ink:#2c2c2c;
  --gray:#777;
  --line-soft:#ececec;
  --max:1180px;
  --shadow:0 6px 24px rgba(0,0,0,.08);
  --shadow-sm:0 3px 12px rgba(0,0,0,.06);
  --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:"Noto Sans TC","PingFang TC","Microsoft JhengHei",sans-serif;
  color:var(--ink);line-height:1.7;background:#fff;font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}

/* ---------- 標題區塊 ---------- */
.sec-head{text-align:center;margin-bottom:42px}
.sec-head h2{font-size:30px;font-weight:900;color:var(--ink);letter-spacing:1px}
.sec-head .en{display:block;color:var(--orange);font-size:14px;letter-spacing:3px;
  text-transform:uppercase;margin-top:4px;font-weight:700}
.sec-head p{color:var(--gray);font-size:15px;margin-top:14px;line-height:1.9}

/* ---------- 按鈕 ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;justify-content:center;
  padding:12px 30px;border-radius:30px;font-weight:700;font-size:15px;
  transition:.25s;cursor:pointer;border:none}
.btn-orange{background:linear-gradient(180deg,var(--orange-l),var(--orange));color:#fff;
  box-shadow:0 6px 16px rgba(243,152,0,.35)}
.btn-orange:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(243,152,0,.45)}
.btn-line{background:linear-gradient(180deg,#2fd56e,var(--line));color:#fff;
  box-shadow:0 6px 16px rgba(6,199,85,.32)}
.btn-line:hover{transform:translateY(-2px)}
.btn-ghost{background:#fff;color:var(--orange);border:2px solid var(--orange)}
.btn-ghost:hover{background:var(--orange);color:#fff}

/* ============================================================
   頁首 / 導覽列
   ============================================================ */
.topbar{position:sticky;top:0;z-index:100;background:#fff;
  box-shadow:0 2px 14px rgba(0,0,0,.07);border-top:3px solid var(--orange)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;flex-direction:column;line-height:1.1}
.brand .logo{font-size:26px;font-weight:900;color:var(--orange);letter-spacing:2px}
.brand .tag{font-size:11px;color:var(--gray);letter-spacing:1px;margin-top:2px}
.menu{display:flex;align-items:center;gap:4px;list-style:none}
.menu a{display:flex;flex-direction:column;align-items:center;padding:8px 13px;
  font-size:15px;font-weight:700;border-radius:8px;transition:.2s}
.menu a .en{font-size:10px;color:#bbb;font-weight:500;letter-spacing:1px;margin-top:1px}
.menu a:hover,.menu a.active{color:var(--orange)}
.menu a:hover .en,.menu a.active .en{color:var(--orange-l)}
.menu-toggle{display:none;background:none;border:none;font-size:28px;color:var(--orange);cursor:pointer}

/* ============================================================
   Banner / Hero
   ============================================================ */
.hero{position:relative;background:#fff;overflow:hidden}
.hero-slide{position:relative;line-height:0}
.hero-slide img{width:100%;height:auto;display:block}
.hero-dots{position:absolute;bottom:16px;left:50%;transform:translateX(-50%);
  display:flex;gap:8px;z-index:3}
.hero-dots span{width:11px;height:11px;border-radius:50%;background:rgba(255,255,255,.65);
  box-shadow:0 0 0 1px rgba(0,0,0,.1);cursor:pointer;transition:.2s}
.hero-dots span.on{background:var(--orange);width:26px;border-radius:6px}

/* ============================================================
   區段共用
   ============================================================ */
section{padding:64px 0}
.bg-cream{background:var(--cream)}
.bg-cream2{background:linear-gradient(180deg,#fff,var(--cream-2))}

/* ---------- 限時專案 ---------- */
.promo-card{background:linear-gradient(180deg,#fff7e6,#fdedc8);border-radius:18px;
  padding:34px 40px;display:flex;align-items:center;gap:34px;box-shadow:var(--shadow-sm);
  max-width:880px;margin:0 auto}
.promo-card img{width:150px;border-radius:12px;flex-shrink:0}
.promo-list{list-style:none}
.promo-list li{padding:7px 0 7px 30px;position:relative;font-size:15px}
.promo-list li::before{content:"✔";position:absolute;left:0;color:var(--orange);font-weight:900}
.alert-line{text-align:center;color:#e53935;font-weight:800;font-size:18px;margin:26px 0 22px}

/* ---------- 服務項目卡 ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.svc-card{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);
  transition:.3s;border:1px solid #f3f3f3}
.svc-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.svc-card .thumb{height:185px;overflow:hidden}
.svc-card .thumb img{width:100%;height:100%;object-fit:cover;transition:.4s}
.svc-card:hover .thumb img{transform:scale(1.06)}
.svc-card .body{padding:22px 24px 26px}
.svc-card h3{color:var(--orange);font-size:20px;font-weight:800;margin-bottom:10px;text-align:center}
.svc-card p{color:#666;font-size:14px;min-height:66px}
.svc-card .acts{display:flex;flex-direction:column;gap:10px;margin-top:16px}
.svc-card .acts .btn{width:100%}

/* ---------- 服務類型圓圖 ---------- */
.round-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:14px}
.round-item{text-align:center}
.round-item .ph{width:140px;height:140px;border-radius:50%;margin:0 auto 16px;overflow:hidden;
  box-shadow:var(--shadow-sm)}
.round-item .ph img{width:100%;height:100%;object-fit:cover}
.round-item h4{color:var(--orange);font-size:18px;font-weight:800;margin-bottom:8px}
.round-item p{color:#666;font-size:13.5px}

/* ---------- 數據帶 ---------- */
.stats{background:linear-gradient(180deg,#fde4a8,#fcdc92);padding:46px 0}
.stats .row{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stats .num{font-size:40px;font-weight:900;color:#d23c6b}
.stats .lbl{font-size:16px;font-weight:700;color:#7a4b1e;margin-top:4px}

/* ---------- 借款流程 半圓 ---------- */
.process-arc{display:flex;flex-wrap:wrap;justify-content:center;gap:22px;margin-top:10px}
.arc-step{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);
  padding:26px 22px;width:200px;text-align:center;border-top:5px solid var(--orange);position:relative}
.arc-step .no{position:absolute;top:-20px;left:50%;transform:translateX(-50%);
  width:40px;height:40px;border-radius:50%;background:var(--orange);color:#fff;
  font-weight:900;display:flex;align-items:center;justify-content:center;font-size:18px}
.arc-step h4{margin:10px 0 8px;font-size:18px;font-weight:800;color:var(--ink)}
.arc-step p{font-size:13.5px;color:#666}

/* ---------- 申請步驟（圖文交錯）---------- */
.step-list{display:flex;flex-direction:column;gap:26px;max-width:900px;margin:0 auto}
.step-row{display:flex;align-items:center;gap:26px;background:#fff;border-radius:var(--radius);
  overflow:hidden;box-shadow:var(--shadow-sm)}
.step-row .img{width:240px;height:160px;flex-shrink:0;overflow:hidden}
.step-row .img img{width:100%;height:100%;object-fit:cover}
.step-row .txt{padding:18px 26px 18px 0}
.step-row .badge{display:inline-block;border:2px solid var(--orange);color:var(--orange);
  font-weight:800;border-radius:20px;padding:3px 16px;font-size:14px;margin-bottom:8px}
.step-row h4{color:var(--orange);font-size:18px;font-weight:800;margin-bottom:6px}
.step-row p{color:#666;font-size:14px}
.step-arrow{text-align:center;color:var(--orange);font-size:26px;line-height:.5}

/* ---------- LINE 召喚帶 ---------- */
.line-band{background:linear-gradient(180deg,#fde4a8,#fcd97f);padding:30px 0}
.line-band .inner{display:flex;align-items:center;justify-content:center;gap:26px;flex-wrap:wrap}
.line-band .pill{background:#fff;border-radius:30px;padding:16px 34px;text-align:center;
  box-shadow:var(--shadow-sm)}
.line-band .pill b{font-size:17px}
.line-band .pill .id{color:var(--line);font-size:18px;font-weight:900;letter-spacing:1px}
.line-band .qr{width:96px;height:96px;background:#fff;padding:6px;border-radius:10px}
.line-band .qr img{width:100%;height:100%;object-fit:contain}

/* ---------- 案例 ---------- */
.case-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;max-width:1000px;margin:0 auto}
.case-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);
  padding:24px 28px;border-left:5px solid var(--orange);transition:.25s}
.case-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.case-card h3{color:var(--orange);font-size:18px;font-weight:800;margin-bottom:10px}
.case-card p{color:#555;font-size:14px}

/* ---------- 品牌優勢 ---------- */
.point-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.point-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);
  padding:30px 22px;text-align:center;transition:.25s}
.point-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.point-card .ic{width:78px;height:78px;border-radius:50%;background:var(--cream-2);
  display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:34px}
.point-card h4{font-size:18px;font-weight:800;margin-bottom:8px}
.point-card p{font-size:13.5px;color:#666}

/* ---------- FAQ ---------- */
.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;max-width:1000px;margin:0 auto}
.faq-item{background:#fff;border-radius:12px;box-shadow:var(--shadow-sm);overflow:hidden;
  border:1px solid #f2f2f2}
.faq-q{display:flex;gap:14px;align-items:center;padding:18px 22px;cursor:pointer;font-weight:700;
  background:var(--cream)}
.faq-q .n{flex-shrink:0;width:30px;height:30px;border-radius:50%;background:var(--orange);
  color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:15px}
.faq-q .arrow{margin-left:auto;color:var(--orange);transition:.3s}
.faq-item.open .faq-q .arrow{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:#555;font-size:14px}
.faq-a .inner{padding:0 22px 18px 66px}
.faq-item.open .faq-a{max-height:400px}

/* ---------- 內頁 service 介紹 ---------- */
.intro{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.intro .pic{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm)}
.intro h3{color:var(--ink);font-size:22px;font-weight:800;margin-bottom:14px}
.intro .hl-row{color:var(--orange);font-weight:800;margin-bottom:6px}
.intro p{color:#555;font-size:14.5px;margin-bottom:12px}
.intro .doc-title{color:var(--orange);font-weight:800;margin:16px 0 6px}

/* ---------- 安心承諾 4圈 (內頁共用) ---------- */
.assure{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:8px}
.assure-item{text-align:center}
.assure-item .ic{width:96px;height:96px;border-radius:50%;background:#fff;box-shadow:var(--shadow-sm);
  display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-size:38px}
.assure-item h4{font-size:17px;font-weight:800;margin-bottom:6px}
.assure-item p{font-size:13px;color:#666}
/* 安心承諾錢幣底圖帶（設計稿 ser_bg）；米白半透明覆蓋確保文字可讀 */
.assure-band{padding:64px 0;
  background:linear-gradient(rgba(255,252,242,.88),rgba(255,252,242,.92)),
    url('/assets/img/small/ser_bg.jpg') center/cover no-repeat fixed}

/* ---------- 品牌優勢 5 大承諾（雙欄交錯，設計稿 07）---------- */
.adv-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:10px}
.adv-card{display:flex;gap:18px;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);
  overflow:hidden;border:1px solid #f3f3f3;transition:.25s}
.adv-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.adv-card .img{width:150px;flex-shrink:0;overflow:hidden}
.adv-card .img img{width:100%;height:100%;object-fit:cover}
.adv-card .txt{padding:20px 22px 20px 0;position:relative}
.adv-card .no{position:absolute;top:14px;right:16px;font-size:40px;font-weight:900;color:#f3e4c2;line-height:1}
.adv-card h4{color:var(--orange);font-size:17px;font-weight:800;margin-bottom:8px;padding-right:30px}
.adv-card p{font-size:13.5px;color:#666}
@media(max-width:760px){.adv-grid{grid-template-columns:1fr}}

/* ---------- 致力文案帶 ---------- */
.mission{padding:54px 0;text-align:center;background:#fff}
.mission h2{font-size:26px;font-weight:900;line-height:1.6}
.mission h2 .hl{color:var(--orange)}

/* ============================================================
   頁尾
   ============================================================ */
.footer{background:linear-gradient(180deg,var(--orange-l),var(--orange));color:#fff;padding:48px 0 0}
.footer .cols{display:grid;grid-template-columns:1.2fr 1fr;gap:40px}
.footer h3{font-size:22px;font-weight:900;margin-bottom:14px}
.footer .info p{font-size:14px;margin:7px 0;opacity:.96}
.footer .terms{font-size:13px;line-height:1.9;opacity:.95}
.footer .terms ol{padding-left:18px}
.footer .bottom{border-top:1px solid rgba(255,255,255,.3);margin-top:34px;padding:16px 0;
  text-align:center;font-size:12.5px;opacity:.9}

/* ---------- 浮動側欄 ---------- */
.float-side{position:fixed;right:16px;bottom:24px;z-index:90;display:flex;flex-direction:column;gap:10px}
.float-side a{width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow);font-size:24px;color:#fff;transition:.2s}
.float-side a:hover{transform:scale(1.08)}
.f-line{background:var(--line)}
.f-tel{background:var(--orange)}
.f-top{background:#888}

/* ============================================================
   RWD
   ============================================================ */
@media(max-width:980px){
  .svc-grid,.round-grid,.point-grid,.assure,.stats .row{grid-template-columns:repeat(2,1fr)}
  .case-grid,.faq-grid,.adv-grid{grid-template-columns:1fr}
  .intro{grid-template-columns:1fr}
  .footer .cols{grid-template-columns:1fr}
  /* 平板直立(≤980px)：8 項中文選單橫排會過擠換行，改用漢堡選單 */
  .menu{position:fixed;top:77px;right:0;width:240px;height:calc(100vh - 77px);background:#fff;
    flex-direction:column;align-items:stretch;padding:14px;gap:2px;transform:translateX(100%);
    transition:.3s;box-shadow:-4px 0 20px rgba(0,0,0,.12);overflow-y:auto;z-index:120}
  .menu.open{transform:translateX(0)}
  .menu a{flex-direction:row;justify-content:space-between;padding:13px 16px;border-bottom:1px solid #f3f3f3}
  .menu-toggle{display:block}
}
@media(max-width:760px){
  .hero-copy h1{font-size:25px}
  .hero-copy h1 .big{font-size:34px}
  .hero-phone .num{font-size:27px}
  .sec-head h2{font-size:24px}
  .stats .num{font-size:30px}
  .step-row{flex-direction:column}
  .step-row .img{width:100%;height:170px}
  .step-row .txt{padding:0 22px 20px}
  .promo-card{flex-direction:column;text-align:center}
}
@media(max-width:480px){
  .svc-grid,.round-grid,.point-grid,.assure,.stats .row{grid-template-columns:1fr}
}